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Private medical insurance costs 'to be lowered for women'

February 28, 2011

Private medical insurance customers can expect to see the cost of policies change in the near future.

Women who are under the age of 60 can expect to see their private medical insurance premiums being reduced in the near future.

A European Court of Justice ruling later this week is expected to decide that insurers can no longer take gender into account when calculating how much consumers should pay each month.

This is Money contributor Tara Evans explained the decision will have considerable implications for private medical insurance policyholders, with rates for women aged between 35 and 50 expected to drop by approximately 12 per cent.

Men of this generation will see their coverage costs go up 15 per cent, although males over 60 are likely to enjoy a seven per cent reduction.

Ladies in the latter age group will pay about eight per cent more than they currently do, Ms Evans explained.

"Women are more prone to illness when younger, while men need more frequent treatment after 60," she noted.

Earlier this month, an article in the Daily Mail noted private medical insurance is generally cheaper for people in their younger years.

Published by Nicola Bellingham

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