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Glossary
Diagnostic tests
Procedures run to find the cause of disease or discomfort; tests used to
make a diagnosis.
Ectopic pregnancy
An abnormal where the fertilised egg has implanted outside the uterus,
usually in the fallopian tube, or rarely in the abdomen.
Exclusions
Treatments and conditions not covered by the health insurance policy.
Excess
The amount that you have to pay towards each and every claim that you
make. If you take out an excess will ensure a reduction in your
premium.
General NHS ward
This is a ward within an NHS hospital where there is generally no
charge for the bed.
In-patient
An individual who is admitted to hospital for medical treatment for one
or few nights.
Medical / Health insurance
Medical insurance is also known as Health insurance. They are exactly
the same and are referred by different people with different terms.
Medical insurance provides financial cover against any private medical
treatment cost.
Moratorium
A moratorium is where your insurer doesn't cover any conditions which
have existed in the five years prior to you joining. Conditions may
become eligible if two clear years have passed during which you have
been free of medication for, treatment for, and advice about that
particular condition and any other disease, illness or injury related to
it.
MRI scan (Magnetic Resonance Imaging)
A magnetic resonance imaging (MRI) scan is a technique that uses magnets
and radio waves to produce two and three dimensional pictures of the
inside of the body.
Out-patient
An individual treated in a hospital or clinic but does not have to stay
overnight.
PET scan (Positron Emission Tomography)
A diagnostic technique that uses an injected radioactive substance to
examine the metabolic activity of various body structures and a computer
to construct the image.
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